Greenbox Capital

What does Greenbox Capital offer?

Greenbox offers four products. A merchant cash advance repaid as a percentage of daily or weekly card sales. A line of credit you draw and repay. Invoice factoring for B2B receivables. And a collateral loan or equipment financing secured on a fixed term. Amounts run from $3,000 to $500,000, so it covers very small needs. Greenbox funds from its own capital, is led by its founder, and publishes more than 100,000 businesses served, as a company figure.

Who does Greenbox Capital fund, and who do they decline?

Greenbox funds US businesses, including the territories, and businesses in every Canadian province. Its published fit is an established business with at least $10,000 in monthly revenue and five months of trading, with weaker credit or in a sector banks avoid: attorneys, restaurants, construction, retail, dental, medical, automotive, gas stations and pharmacies are all named.

It does not publish decline criteria. A cash advance still needs steady card or deposit activity. If your credit and history are strong, you will likely pay less elsewhere; see our bad credit page for when a lender like this is the right call.

What does it typically cost and how fast is it?

Greenbox does not publish rates or fees; pricing is quoted per file and will reflect the risk it is taking on. Cash advances are quoted as a factor rate, which our APR versus factor rate guide converts to an annual cost; the typical range is on the merchant cash advance page. Factoring and equipment deals are priced on the receivable or asset. Funding speed is not published.

What will you need to apply?

Expect three to six months of business bank statements, card processing statements for an advance, invoices and customer details for factoring, an equipment quote for a collateral loan, plus your formation documents and owner ID. Our document checklist covers each product's extras.

How does Greenbox Capital compare with similar lenders?

2M7 Financial is the Canadian cash advance specialist, with $5,000 to $300,000 and a published entry point of three months of trading, but no US coverage. Credibly funds US working capital loans and cash advances directly and arranges other products through partners. Greenbox stands out for covering both countries, going as low as $3,000, and openly serving industries most lenders exclude.

How to apply

Apply once on this site and matching shows whether Greenbox Capital, or a similar lender, fits your file. You can also ask your AI assistant to collect your documents and apply for you through our MCP server. A profile in this directory is a market reference and does not by itself mean the lender is on our network for your file; matching shows the lenders available to you.